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Here is a quick history of the Federal Reserve and an overview of what it does.
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
The number of men and women in the United States appears to be approximately equal . . . at first glance. Women walk a different path than men, and a much longer one. After the age of 40, women outnumber men in every age cohort.