Self-directed Brokerage Accounts

Do you remember the financial advisor who helped you enroll in your employer's retirement plan your first day on the job?  That financial advisor represents your employer's plan, not you.  That's why you may not have seen that advisor since your first day.  How many years ago was that?

You may feel as though you are making paycheck deductions without instructions because you don't know how much to save to reach your retirement goal.  Here's a test:  if you don't know your retirement date, you may not have a plan to retire.  Otherwise, you'd know how much you needed to save, for how many years, at an assumed return to pursue your retirement goal.  So, are you making paycheck deductions without instructions?

Your employer may have included a relatively new option in your retirement plan.  It's called the self-directed brokerage account.  The funny thing is there's not much "self-directing" in a self-directed brokerage account.  You can get your own financial advisor, more investment options, and other services to help you get the advice you need to pursue your retirement and other goals with more confidence.

With the self-directed brokerage account, you still keep your employer's plan, you keep any employer matching contributions, and you keep all the rules and benefits of the employer's plan.  But you get the help you've been missing.

Now, your paycheck deductions can have instructions--to help you pursue your retirement goals on time.

To learn more view our short video here.

Schedule a 15-minute consultation to learn more and get your questions answered.