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Florida Retirement System* 

Guidance to help you achieve your goals

In the past few decades financial services have become so complex that some people become overwhelmed and end up doing nothing, or procrastinating and putting off these important decisions.

New State of Florida employee? Most of your upcoming decisions can only be made once.

As an employee of the State of Florida you will have to make many decisions. One of the most important choices you should consider making is whether or not the 457(b) Deferred Compensation plan is right for you.

We have the answers for you:

DROP, Service Credits, Investment Plan, Long Term Care Insurance, Long Term Disability Income Insurance, Life Insurance, Asset Allocation, Mutual Funds, Roth 403 (b), 457 (b), Stocks, Bonds, IRAs.

When we meet with clients they pursue a better understanding of what they are doing, why they are doing it, and how it may improve their financial situation going forward. We will work hard to help make sure all your goals are addressed. We educate our clients in the most effective approach and provide confidence for them to select the most suitable option.

We’ve been able to assist and guide many of your fellow colleagues along their journey to retirement. Let’s work together so that you can make the best decisions for you and your family.

If you're considering whether to enter the DROP, you may be asking yourself:

If you're considering whether to enter the DROP, you may be asking yourself:

  • Which pension option is best for my family and me?
  • I’m single, divorced, or widowed is the Pension plan right for me and my family?
  • What’s the next step?
  • Should I convert to the investment plan or stay in the Pension plan?
  • What should I do with my FRS Pension/Investment Plan?
  • What’s are the choices for my 457(b) deferred compensation?
  • Should I review my portfolio due to market volatility?
  • What should I do with my sick/accrued or annual leave?
  • When should I claim Social Security?
View our DROP & Retire Videos

View our DROP & Retire Videos

Our 3 videos will help explain the Deferred Retirement Option Program (DROP) so you are a more informed FRS employee and financial consumer.  If you have questions or would like to have a financial professional review and offer feedback about your financial plans, we offer a complimentary consultation.  No cost, no obligation.  Conveniently schedule it by videoconference, by phone, or in-person.

Let our knowledge and experience help improve your financial journey.

Currently in DROP and getting ready to leave the FRS? Questions you may have:

Currently in DROP and getting ready to leave the FRS? Questions you may have:

  • Am I ready to retire?
  • Do I have enough money to retire?
  • What are the next steps?
  • What are my options for my DROP account?
  • How do I reduce my tax liability?
  • What options are available for my 457(b) Deferred Compensation account?
  • Should I review my portfolio due to market volatility?
  • Should I roll over sick/accrued or annual leave?
  • When should I claim Social Security?

Most of your upcoming decisions can only be made once. We’ve been able to assist and guide many of your fellow colleagues along their journey to retirement. Let’s work together so that you can make the best decisions for you and your family.

*Aspire Financial Partners is not affiliated with the Florida Retirement System and this information is not approved or endorsed by the Florida Retirement System.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

info@aspire-fp.com  |  (954) 900-4330